Freeze - Is $10 worth some great peace of mind?

$10 is all it cost me, I should say is what I invested, to put Security Freezes on all three of the credit reporting agencies. The costs vary by state but here in Ohio here was the costs

1. TransUnion - Free
2. Experian $5
3. Equifax $5

The entire process took me less than 15 minutes.

Here's why it's money very well spent. According to a new Federal Trade Commission (FTC) study, 8.3 million U.S. adults become victims of ID theft each year. Consumers Union estimates that this amounts to more than 22,000 victims per day and 15 victims per minute.

A security freeze lets you stop identity thieves from opening new accounts in your name. So, even if thieves get a hold of your personal information, they can't do anything with it. This is huge! The freeze stops new potential creditors from seeing your consumer credit report and credit score. When you want to use your own credit record, you open your file with a PIN.

So, with your next paycheck, budget in the $10 and invest 15 minutes and FREEZE your Credit.

If you live in a state other than Ohio, click here to see what the fees are for your state.