A 30,000% return on an investment. (Wow!)

Yep, you read this right, a 30,000% return. This was a result of our FPU class last week. This session was one of my favorites as it's the lesson titled "Clause and Effect". This lesson educates class participants about all the different types of insurance.

In this lesson, Dave Ramsey does a fantastic job in explaining the difference between cash value life insurance and term insurance. I'm with Dave on this that term insurance is the only way to go for 98% of us. This lesson also is typically where participants save lots of money by switching from their old cash value policy to a good term policy.

This was the case with one couple in our class. They had been paying into a cash value policy for 15+ year. When they canceled their policy, the received the cash value. Are you ready for this? the check they received was for $30,000.

Had this couple not invested the $99 NewPointe charges to take FPU, they'd still be paying their monthly premium and the insurance company would have the $30,000.

With a good term life insurance policy in place and $30,000 in their pocket, this couple is well on their way to Financial Peace.

$30,000 on a $100 ($99 class cost) investment is a 30,000% return.