Is it time for Holiday shopping?

This past weekend while watching college football, I saw my first Christmas commercial. It was advertising garmin gps systems. I remember the days when Holiday shopping didn't start until the day after Thanksgiving. Those days are long gone.

Today, nearly 40% of Holiday shoppers buy online. I do 99% of my shopping online. For those of you who still love "Black Friday", that's the day after Thanksgiving, I found a way to get a leg up on the crowds.

There is a web site called Black-Friday.net. It alerts you in advance to the ads printed in Thanksgiving Day newspaper circulars plus you'll find links to the products online so you don't have to wait outside a store in the dark.