Freeze those ID Theives

Almost 10 million people have their identity stolen and that wreaks havoc with their finances. We as consumers now have a new tool to block access to our credit report and score. This prevents anyone from granting credit to a identity thieves. What's that new tool? It's a credit freeze. A credit freeze gives consumers the choice to “freeze” or lock access to their credit file against anyone trying to open up a new account or to get new credit in their name.

When a credit freeze is in place at all three major credit bureaus, an identity thief cannot open a new account because the potential creditor or seller of services will not be able to check the credit file. When the consumer is applying for credit, he or she can lift the freeze temporarily using a PIN so legitimate applications for credit or services can be processed.

For more information on how to "freeze your credit" click on this link. www.consumberunion.org/securityfreeze.htm