It's time for you to opt out

I get to spend/invest lots of time meeting with people one-on-one to talk about their personal financial issues. It's a true blessing. (Thanks God!). When those I meet with have financial trouble, one of the major culprit is credit card debt.

The time has come for everyone to opt out of credit card offers forever. How can you do this? It's very easy.

This website www.optoutprescreen.com lets you opt-out for either five years or forever from annoying credit card solicitations by adding your name to the do-not-call/mail lists at the three major Credit Bureaus. This will reduce your junk mail and keep your credit report and social security number from the companies you don’t want to have it.

As an added benefit, this removes trash from the waste stream — people literally throw away tons of mail from credit-card companies every day. This doesn’t just save paper; it also cuts down on the weight of the mail carried each day, helping the postal service burn less gas while reducing green-house gasses and other harmful tailpipe emissions.

So go for it. Opt out now!