Cash Flow Planning - FPU #2

Last night was another successful Financial Peace Class. The topic was Cash Flow Planning. OK Budgeting. Wait. . . Don't go, this budget really works. My wife and I have been using it for more than 4 year know.

In a nut shell, You write down your take home pay and assign every dollar a home. At the bottom of the budget it must equal zero.

We have a "blow" category in our budget. This is for things that we forget or in most cases for when the kids come home from school and say "I need $XX for school tomorrow." Without a blow category in our budget, the budget would never work.

If you'd like more information on the zero based budget, click here.

Remember all a budget is, is you telling your money where to go. Try it! It works